Thursday, 27 June 2019
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Israel Government Old-age Pension

Hebrew: קצבת זקנה ביטוח לאומי


retirees on beach 

The basic old-age pension rates

As of January 2014, the basic old-age pension is NIS 1,531 for and individual and NIS 2,301 for a couple. The basic old-age pension people age 80 or older is NIS 1,617 for an individual and NIS 2,387 for a couple.

If each of the couple separately meet the entitlement conditions for an old-age pension, each one of them will be entitled to an individual pension.

In addition to the basic pension, you will also receive:

A seniority increment (insurance) - The old-age pension includes a seniority increment for those who were insured for over 10 years prior to the date of the beginning of his entitlement to an old-age pension, subject to the restrictions prescribed by law.

The seniority increment is 2% of the pension for each full year of insurance after the first 10 years of insurance. The total increment may not exceed 50% of the pension.

Pension deferral increment -This increment is paid in cases in which there was no entitlement to an old-age pension due to income from work (even if no claim was submitted) or, because of the income from work, the insured is only entitled to a small old-age pension, and he waives receipt of the small amount.

A pensioner must reside in Israel for at least 182 days a year, in order to apply for, and receive  a pension or a "kitzvat zikna". 


The Amount you Receive From 01.01.2014
For an individual NIS 1,531
For an individual age 80 or older NIS 1,617
For a couple (the pension for a couple is composed of a pension for an individual plus an increment for the spouse) NIS 2,301
For a couple when the pension recipient is age 80 or older NIS 2,387
For an individual + 1 dependent child NIS 2,015
For a couple + 1 child - The increment for the child is paid to only one of them
NIS 2,785
For an individual + 2 or more dependent children* NIS 2,499
For a couple + 2 or more children* NIS 3,269


The increment for a child is paid for the first 2 children only.
The increment for each one of the two children is NIS 484 . 
The increment for a husband / wife is NIS 770 .

Israel Retirement Income

When you reach retirement age, you are entitled to receive an old-age pension provided that you pass an eligibility test; that  your income from work does not exceed (or exceeds by only a small amount) the maximum income, and provided that your income from sources other than work, such as income from property or interest on investments, does not exceed (or exceeds by only a small amount) twice the maximum income. Income from a pension is not taken into account.

Israel Retirement Age

Until June 30, 2004, the retirement age was 65 for men and 60 for women.

From July 1, 2004, the retirement age is determined according to one's date of birth.

The retirement age for men is from 65 to 67 and for women is from 60 to 64, as can be seen in the following tables:


Retirement age for men:

Date of birth (month and year)

Retirement Age
From To
- 6/1939 65
7/1939 8/1939 65 and 4 months
9/1939 4/1940 65 and 8 months
5/1940 12/1940 66
1/1941 8/1941 66 and 4 months
9/1941 4/1942 66 and 8 months
5/1942 and thereafter 67

Retirement age for women:

Date of birth (month and year)

Retirement Age 
From To
- 6/1944 60
7/1944 8/1944 60 and 4 months
9/1944 4/1945 60 and 8 months
5/1945  12/1945   61
1/1946 8/1946   61 and 4 months
9/1946   4/1947   61 and 8 months 
5/1947 and thereafter 62


Pension Conditions & Allowances

For more information on pensions, conditions, eligibility and allowances, visit the Bituach Leumi website (National Insurance)

Israel Pension App

Israeli app RobinHood puts pensions plans in order. This new app (under development) will tell you where your pension is, how much you have saved, and what your monthly pension will be.  


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